Lastly, fixed deposits offer investors a relatively safe avenue for parking their funds, albeit at the risk of earning a slightly lower return on investment. At the end of the day, it is up-to the individual investor to decide for themselves whether they wish to pursue a high return-high risk approach or a relatively lower but largely safe investment approach.

Types of Companies offering Fixed Deposits

• Financial Institutions
• Non-Banking Finance Companies (NBFCs).
• Housing Finance Companies
• Government Companies
• 54 EC / Capital gain bonds

Features and Benefits

• Company Fixed Deposits offer comparatively higher returns than banks.
• Choose the best tenure for you from a wide range as per your convenience.